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Insurance and Medicare

Ophthalmic Associates accepts most insurances (see current insurance participation list below) or cash/credit card payments. ​We hold the Medicare bond so we are able to provide post-cataract glasses that most Medicare and Medicare-Advantage insured patients are benefited with following their procedure.

Flexible Spending Account (FSA) and Health Spending Account (HSA)

Refractive surgery is considered an eligible expense for 2013. Itemized receipts can be provided for reimbursement through FSA and HSA plans.


Several different financing plans are offered through CareCredit, including interest free plans and extended terms. Patients can apply for financing via telephone, computer, or during the consultation.

Care Credit can help you find a plan that fits your needs. 

  • No down payment
  • Low monthly payment
  • Low fixed rates
  • No prepayment penalty
  • Interest-free options available for 12 or 18 months with approved credit*
  • Over-the-phone approval or online approval.

Current Insurance Participation

Our insurance list is subject to change and may not include every single carrier we accept. We encourage you to give us a call to confirm your insurance with us before making an appointment.

  • AARP
  • Aetna
  • Aetna Vision
  • Alterwood
  • Amerihealth Caritas
  • Capital Blue Cross
  • Capital Blue Cross Medicare Advantage
  • Cigna
  • Cigna Health Springs (NOT total care)
  • Cigna Vision
  • Davis Vision
  • EyeMed
  • Geisinger Health Plan
  • Geisinger Family
  • Geisinger Gold
  • Highmark Blue Care
  • Highmark Medicare Advantage
  • Humana
  • Humana Vision
  • Intergroup (Prime Health Services)
  • Medicare PA
  • Multiplan
  • National Vision Administrators (NVA)
  • PA Health & Wellness
  • Railroad Medicare
  • Spectera 
  • Superior Vision
  • Teamsters Local
  • Tricare For Life
  • United Health Care
  • United Health Care Community Plan
  • United Health Care Community Plan - Medicaid
  • United Health Care Optimum Choice (referral from PCP required)
  • UPMC
  • Vibra Health Plan
  • Vision Benefits of America (VBA)
  • VSP